Although the number of subscribers to subscription accounts (comprehensive housing subscription savings) has been on a downward trend for 15 consecutive months, the number of first-place subscribers appears to be solid. It is understood that the first-ranked candidate maintained his subscription account relatively unwavering even amidst controversy over the uselessness of the subscription
According to the Korea Real Estate Board’s subscription home, as of the end of last month, the number of subscribers to subscription accounts nationwide was 25,802,550, a decrease of 13,335 from the previous month.
The peak was 27,031,911 in June last year, and has continued to decline for 15 consecutive months until last month. The number of subscribers decreased during this period reached 1,229,361.
The subscription account balance also decreased. According to data received from the Housing and Urban Guarantee Corporation ( HUG ) by the office of Rep. Hong Ki-won of the Democratic Party of Korea , the subscription account balance was KRW 90.4251 trillion in 2021, but decreased to KRW 88.4167 trillion as of the end of last month.
Analysis suggests that the reason subscription accounts are being neglected is that as pre-sale prices soar due to the rapid increase in interest rates and rising atomic ash prices, the ‘subscription futility theory’ is a major issue among prospective subscribers.
However, those in first place were not swayed by the theory of futility. After reaching its peak at 17.6 million in November 2022, it remains at the 17 million level even during a downward trend. As of last month, the number of first-priority subscribers was 17.09 million.
People who sign up for real sales do not cancel easily. Experts believe that, regardless of the controversy over the effectiveness of subscription bank accounts, it is important for end users to maintain a bank account.
There are also benefits for long-term subscription account holders. Last August, the Ministry of Land, Infrastructure and Transport announced that it would increase the preferential interest rate on long-term holder fund purchase loan loans from a maximum of 0.2 percentage points to 0.5 percentage points through an improvement plan for the ‘housing subscription comprehensive savings holding benefits’ plan.
The preferential loan interest rate of 0.1% point for굿모닝토토 도메인 existing bank accounts for more than 1 year, 0.2% point for 3 years or more has been changed to 0.3% point for 5 years or more, 0.4% point for 10 years or more, and 0.5% point for 15 years or more. It has changed.
Analysis suggests that the reason subscription accounts are being neglected is that as pre-sale prices soar due to the rapid increase in interest rates and rising atomic ash prices, the ‘subscription futility theory’ is a major issue among prospective subscribers.
However, those in first place were not swayed by the theory of futility. After reaching its peak at 17.6 million in November 2022, it remains at the 17 million level even during a downward trend. As of last month, the number of first-priority subscribers was 17.09 million.
People who sign up for real sales do not cancel easily. Experts believe that, regardless of the controversy over the effectiveness of subscription bank accounts, it is important for end users to maintain a bank account.
There are also benefits for long-term subscription account holders. Last August, the Ministry of Land, Infrastructure and Transport announced that it would increase the preferential interest rate on long-term holder fund purchase loan loans from a maximum of 0.2 percentage points to 0.5 percentage points through an improvement plan for the ‘housing subscription comprehensive savings holding benefits’ plan.
The preferential loan interest rate of 0.1% point for existing bank accounts for more than 1 year, 0.2% point for 3 years or more has been changed to 0.3% point for 5 years or more, 0.4% point for 10 years or more, and 0.5% point for 15 years or more. It has changed.
account.